Do You Need a Will If You’re Under 30? | Estate Lawyers Hawthorn

            If you’re under 30, a Will is probably the last thing on your mind. You’re busy studying, building your career, travelling, or saving up for the future. But here’s the truth, if you’re over 18 and living in Victoria, having a Will isn’t just for older Australians. It’s one of the smartest ways to protect yourself and the people you care about.

            At WebWills in Hawthorn, we work with clients of all ages — from young adults to retirees — helping them make clear, practical plans for the future. And the earlier you start, the easier it is.

 

Why Young Adults in Victoria Should Still Have a Will

1. You Probably Have More Assets Than You Think

            Most young people assume, “I don’t own much, so I don’t need a Will.” But think again. You may already have:

·       Superannuation (often with life insurance included)

·       A car, laptop, or valuable items

·       Crypto, shares, or savings

·       Online accounts or digital work

            Without a Will, Victoria’s intestacy laws decide how your estate is divided. That might not match what you’d want.

 

2. You Get to Choose Who Handles Things

            Writing a Will lets you pick an executor — someone you trust to manage your estate. Without one, the process can get messy and put extra stress on your family or friends at an already difficult time.

 

3. Unmarried Partners and Friends May Miss Out

            If you’re in a de facto relationship, or you’d like to leave something to a friend, you need to put it in writing. Otherwise, the law only recognises certain relatives, and people important to you could be excluded entirely.

 

4. If You Have Kids or Are Planning a Family

            Your Will becomes even more important if children are part of your life — now or in the future. Through your Will, you can:

·       Appoint a guardian for your children

·       Set up a testamentary trust to manage their inheritance

·       Ensure they’re financially and legally protected if something happens to you

 

5. You Can Always Update It

            Life moves quickly in your 20s — new job, buying a place, getting married, having kids. The good news is your Will isn’t permanent. You can update it as your circumstances change.

 

Why Work with WebWills?

            At WebWills, we make the process simple. We offer:

·       Clear, practical advice without the legal jargon

·       Affordable fixed-fee Wills

·       Friendly, local service in Hawthorn and surrounding suburbs

·       Experience in estate planning, powers of attorney, and probate

            Whether you’re making your first Will or refreshing an old one, we’ll guide you step by step so you know exactly what to expect.

 

📍 Based in Hawthorn, Helping Clients Across Boroondara & Melbourne

We proudly work with clients in:

·       Hawthorn

·       Camberwell

·       Richmond

·       Kew

·       Glen Iris

·       And surrounding eastern suburbs

 

Ready to Get Started?

📞 Call WebWills on (03) 9028 7603
📧 Email us at info@webwills.com.au
🌐 Visit: https://www.webwills.online/

 

Related Services

·       Estate Planning in Hawthorn

·       Wills & Powers of Attorney

·       Probate & Estate Administration

 

Final Thoughts

            Being under 30 doesn’t mean you don’t need a Will. In fact, it’s one of the most practical ways to protect your future, your assets, and the people you care about.

So here’s our challenge to you: take one small step this week. Start a conversation about making a Will — whether with us, with your family, or even just by jotting down your wishes.

            Which of the reasons above resonated most with you? Drop a comment below and let us know if you’re thinking about getting your first Will — we’d love to hear your thoughts.

DISCLAIMER

HazeLegal works closely with our sister company, WebWills, to bring you these resources.

© WebWills, Australia 2025.

When Your Executor Lives Overseas: What You Need to Know

Choosing an executor is one of the most important decisions when making your Will. But what happens if the person you trust most doesn’t live in Australia? While it’s possible, having an overseas executor can lead to extra costs, delays, and legal hurdles. This blog will unpack the challenges, explain the rules, and give you practical tips so you can make an informed choice.

            When you’re planning your estate, it’s natural to think of the people closest to you — and sometimes that person lives outside Australia. Maybe it’s a sibling, a lifelong friend, or even one of your children who has moved overseas. It feels right to name them, but the law sees things differently.

            An executor’s role is to handle your estate after you pass away. This includes managing paperwork, paying debts, and distributing assets. If your executor lives overseas, here are some of the hurdles they may face:

• Delays – Documents often need to be signed in person, which can slow things down.

• Extra costs – Overseas executors may need to appoint someone in Australia to act on their behalf, adding legal fees.

• Court requirements – Some Australian courts may require a local executor to be appointed alongside an overseas one.

• Banking issues – Australian banks can be cautious about releasing funds to someone living overseas.

• Tax – Your estate could be taxed as a non-resident, or there may be issues claiming a CGT discount. You should certainly speak with your accountant before considering whether to appoint an overseas executor.

            In Victoria (and most of Australia), the Supreme Court must grant “probate” before an executor can step in. If your executor is overseas, the Court may place conditions on the grant or even refuse unless a local co-executor is appointed. This is to ensure the estate is managed smoothly and securely.

            It’s understandable to want someone you trust completely. But estate planning isn’t just about trust — it’s also about practicality. Sometimes, naming a trusted person who lives here in Australia as your executor, with your overseas loved one as a backup or co-executor, strikes the right balance.

            If you’re leaning towards an overseas executor, here are a few steps to consider:

• Appoint a co-executor in Australia.

• Speak with a lawyer to understand the legal requirements.

• Keep your Will up to date in case your chosen executor moves overseas.

• Think carefully about whether convenience might outweigh closeness.

            Appointing an overseas executor is possible, but it can create unnecessary stress for your loved ones at a time when they need clarity, not complications. The safest choice is often someone who can manage the process locally, backed by a Will that reflects your wishes clearly.

            Recap: We’ve looked at why overseas executors can cause delays, add costs, and face legal roadblocks. We’ve also explored practical alternatives like appointing a co-executor in Australia.

            Now it’s your turn: If you’re writing your Will, think about who could best manage things on the ground. This week, review your chosen executor — is it still the most practical choice? Share your thoughts in the comments, or if you’d like tailored advice, we’re here to guide you at HazeLegal.

DISCLAIMER

This commentary is published by HazeLegal for general information only—it’s not legal advice. If you have questions or need advice for your specific situation, we recommend speaking to a lawyer or reaching out to us at http://hazelegal.com.au before making any decisions.

HazeLegal works closely with our sister company, WebWills, to bring you these resources.

© HazeLegal, Australia 2025.

The Surprise Inheritance You Didn't Want — What Happens When You Inherit Debt?

When people hear the word “inheritance,” they picture money, property, or treasured family items. But what if instead of wealth, you’re left with debts? This post unpacks what happens if you inherit a property with a mortgage, a business in debt, or personal loans tied to someone else’s estate. We’ll guide you through the rules, what debts you may or may not be responsible for, and how you can protect yourself.

The Inheritance Nobody Talks About

            We usually think of an inheritance as a blessing. Something passed down to support the next generation. But in reality, not every inheritance comes wrapped in financial comfort.     Sometimes, what you “inherit” is stress in the form of unpaid loans, mortgages, or debts tied to the estate.

            This kind of surprise can feel unfair and overwhelming. Imagine expecting a home, but learning it carries a hefty mortgage. Or finding out a family business you’ve inherited is drowning in unpaid bills. These are very real situations people face in Victoria, and it’s important to know what the law says about them.

Do You Personally Inherit Debt?

            Here’s the good news: you don’t personally inherit someone’s debts just because you’re their child, spouse, or beneficiary. Debts are generally paid from the estate first. That means before assets are distributed to beneficiaries, the executor uses estate funds to settle outstanding loans, mortgages, and other liabilities.

            However, there are exceptions that catch people by surprise:

• Mortgages on inherited property: If you inherit a house with an existing mortgage, the mortgage doesn’t magically disappear. You can choose to sell the property to pay off the loan, or keep it—but then you take on the responsibility of servicing the mortgage. The exact wording of the Will determines if you get the property free of the loan or not, so it is important that the Will is drafted by a lawyer to avoid confusion.

• Business debts: If you inherit a business, its debts may follow. While you won’t be personally liable for unsecured debts, you may need to deal with creditors, restructure, or wind up the business.

• Personal loans or guarantees: If the deceased guaranteed someone else’s loan, the estate might still be liable. And if you jointly held a loan with them, you may become fully responsible for repayment. When someone sues for a debt they usually head for the easiest target, and that may be you!

Protecting Yourself From a Debt-Laden Inheritance

            Finding yourself in this position can feel like inheriting a ticking time bomb. But there are steps you can take:

1. Ask questions early – Executors should give you a clear picture of estate assets and liabilities.

2. Get legal advice – Every situation is different, especially if property or businesses are involved.

3. Consider disclaiming the inheritance – In some cases, you can refuse to accept an inheritance if it would cause more harm than good. This may be the case where you are on Centrelink.

4. Plan your own estate carefully – Knowing how stressful debt can be, you may want to structure your own Will to avoid passing on a financial burden.

            Inheritance isn’t always about gifts—it can sometimes mean responsibility, complexity, and hard choices. The important thing to remember is that you are not automatically stuck with someone else’s debt, but you do need to navigate the fine print around property, businesses, and loans.

If you’ve been named in someone’s Will and it’s left you with more stress than joy, we’re here at HazeLegal to help you sort through it all.

            We’ve covered three key points:

• Debts are paid from the estate first, not directly by beneficiaries.

• Mortgages and business liabilities can still impact what you inherit.

• You can protect yourself with clear information, legal advice, and even the option to disclaim an inheritance.

            Think about this: if you were faced with an inheritance tomorrow, would you know what questions to ask? Take one strategy from this post—whether it’s “ask early” or “get advice”—and keep it in mind. If you’ve ever experienced a tricky inheritance, share your story or strategy in the comments.

DISCLAIMER

This commentary is published by HazeLegal for general information only—it’s not legal advice. If you have questions or need advice for your specific situation, we recommend speaking to a lawyer or reaching out to us at http://hazelegal.com.au before making any decisions.

HazeLegal works closely with our sister company, WebWills, to bring you these resources.

© HazeLegal, Australia 2025.

The Last Gift: How Your Will Can Create Harmony or Conflict

Your Will isn’t just a legal document—it’s the final message you leave to your loved ones. Done well, it can be a lasting gift that brings peace, clarity, and unity. Done poorly (or not at all), it can lead to confusion, hurt feelings, and long disputes. In this blog, we’ll explore how your Will can either strengthen family bonds or spark unnecessary conflict, and why planning it properly makes all the difference.

Your Will Speaks When You No Longer Can

Imagine this: your family gathers after your passing, emotions are raw, and everyone turns to your Will for guidance. In that moment, your words have the power to calm, unite, and guide or confuse, divide, and hurt. That’s why your Will isn’t just paperwork. It’s your last gift.

Why Your Will Matters Beyond the Legalities

Many people think a Will is only about “who gets what.” But in reality, it’s about far more than assets. It’s about avoiding tension, reducing misunderstandings, and protecting the relationships that matter most to you.

Real-Life Consequences

We’ve seen families draw closer after a clear and fair Will. We’ve also seen the opposite—siblings who stop speaking, partners left in limbo, and long, costly disputes in court. Your Will shapes how your story continues in your loved ones’ lives.

What Experience Shows

As lawyers, we regularly help people navigate the challenges that come when Wills are unclear, unfair, or contested. The truth is, most conflicts aren’t about greed—they’re about confusion, poor communication, or perceived unfairness. These can all be avoided with proper planning.

Creating Harmony Instead of Conflict

The goal of your Will is to make things easier for the people you care about. With clear instructions, fair distribution, and the right legal guidance, your Will can protect both your assets and your family’s peace of mind.

How a Well-Made Will Creates Harmony

• Clarity stops confusion: When your instructions are straightforward, your loved ones don’t have to guess your wishes.

• Fairness prevents resentment: Thoughtful decisions show you considered everyone’s needs.

• Planning saves stress: Addressing debts, guardianship, and specific gifts ahead of time reduces problems later.

How a Poorly-Made Will Sparks Conflict

• Vague wording leads to disputes: Family members interpret things differently.

• Favouritism fuels resentment: Uneven gifts without explanation can cause lasting hurt.

• No Will at all? The law decides for you, which may not reflect what you actually wanted.

The Real Gift You Leave Behind

Your Will is more than a legal requirement—it’s a reflection of your love, care, and foresight. Done properly, it can bring your family peace, unity, and clarity at a time when they need it most. Done poorly, it can leave confusion, tension, and conflict.

If you’d like to make sure your Will becomes a lasting gift rather than a source of disputes, we’re here at HazeLegal to help.

To recap:

• A clear, fair, and well-planned Will creates harmony.

• A vague, unfair, or missing Will can spark conflict.

• The choice is in your hands.

This week, challenge yourself: take one step towards creating or updating your Will. Even if it’s just starting the conversation with your loved ones, it’s a powerful move.

Have you thought about how your Will might impact your family? Share your thoughts or first step in the comments—we’d love to hear your story.

DISCLAIMER

This commentary is published by HazeLegal for general information only—it’s not legal advice. If you have questions or need advice for your specific situation, we recommend speaking to a lawyer or reaching out to us at http://hazelegal.com.au before making any decisions.

HazeLegal works closely with our sister company, WebWills, to bring you these resources.

© HazeLegal, Australia 2025.

The 3 a.m. Problem: What Happens if You’re Incapacitated Without a Plan

This blog explores what happens in those unexpected, middle-of-the-night emergencies where you or a loved one is suddenly unable to make decisions – and there’s no Power of Attorney in place. We’ll walk through real-life scenarios, the legal consequences, and why setting up the right documents now can save your family stress, time, and money later.

The 3 a.m. Problem:

What Happens if You’re Incapacitated Without a Plan

            It’s 3 a.m. and your phone rings.
            It’s the hospital.
            A loved one’s been in an accident and is unconscious. The doctor needs urgent consent for treatment, but there’s no Power of Attorney. Now what?

            These moments are where life throws us into a whirlwind — when decisions can’t wait until morning, and yet, no one has the legal authority to make them.

When there’s no Power of Attorney

            Many people think their spouse, partner, or adult children can automatically make decisions for them. In reality, without the proper legal authority, hospitals, banks, and government agencies may not accept their instructions.

            It’s not about them not caring — it’s the law.

            If you’re unable to decide for yourself and there’s no Power of Attorney, your family may have to go to the Guardianship and Administration Tribunal or VCAT to be appointed. This process takes time, costs money, and often happens during an already stressful crisis.

Real-life 3 a.m. Scenarios

• Medical emergency: You’re in surgery, and the doctor needs to change the procedure due to complications. No Power of Attorney means the hospital has to wait for the legally recognised decision-maker — delaying treatment, particularly where there is no next of kin.

• Financial freeze: You’re in hospital for weeks, and bills are piling up. Without authority, your family can’t access your accounts to pay them.

• Aged care admission: After a stroke, you need to be moved into care quickly. Without the right documents, your family faces delays in signing admission paperwork or arranging your finances.

Why this matters now, not later

            Emergencies rarely happen at convenient times. It’s not just about “if” — it’s about “when”. Having a Power of Attorney means someone you trust can make decisions for you immediately, without having to jump through legal hoops while you’re in a hospital bed.

            It’s a safety net you hope you never have to use — but you’ll be grateful it’s there.

The peace of mind factor

            Planning ahead isn’t about being pessimistic — it’s about protecting your dignity, your wishes, and your loved ones from unnecessary stress.

You can’t predict when the 3 a.m. call will come, but you can make sure your family is prepared to act when it does. Setting up a Power of Attorney now means decisions can be made quickly, confidently, and according to your wishes.

If you want to make sure your loved ones never face the 3 a.m. problem, we’re here to guide you at HazeLegal.

DISCLAIMER

This commentary is published by HazeLegal for general information only—it’s not legal advice. If you have questions or need advice for your specific situation, we recommend speaking to a lawyer or reaching out to us at http://hazelegal.com.au before making any decisions.

HazeLegal works closely with our sister company, WebWills, to bring you these resources.

© HazeLegal, Australia 2025.

The Silent Heir: Leaving Assets to Someone Who Doesn’t Know

While the idea might seem like a heartfelt surprise, it can actually lead to legal delays, emotional stress, and even disputes among family members. We’ll break down why transparency matters, what can go wrong, and how to plan your estate so your wishes are carried out smoothly.

The Silent Heir:

Leaving Assets to Someone Who Doesn’t Know

            Imagine finding out you’ve inherited something from someone you cared about—but you had no idea you were even in their will. For some, this sounds like a touching surprise. For others, it can be overwhelming, confusing, or even unwanted.

            When you secretly name someone in your will, you might think you’re creating a beautiful gift. But in reality, you could be setting them up for unexpected challenges. From legal delays to tax implications, there are many things people don’t realise about being an unknowing heir.

            One common problem is that the person may not be prepared—financially, emotionally, or legally—to receive the asset. If it’s property, they might face rates, maintenance costs, or even disputes with other family members. If it’s money, there could be tax or Centrelink considerations they’ve never dealt with before.

            It can also lead to family tension. Other beneficiaries might feel blindsided or even suspicious about your choice, which can open the door to will disputes. That means more time in court, higher legal costs, and a longer wait before your wishes are honoured.

            As lawyers, we’ve seen how these situations can spiral into something far more stressful than intended. Estate planning is not just about deciding who gets what—it’s about making sure those decisions are understood and can be carried out without unnecessary friction.

            If you want your gift to be truly meaningful, it’s worth having an honest conversation with the person while you’re still around. This allows them to prepare, ask questions, and even decline if they feel it’s not right for them. Better still leave a written document explaining your reasons, and upload it into your Digital Vault so the right people get it.

Leaving assets to someone without telling them might seem romantic or generous, but it often causes more harm than good. Open communication, clear documentation, and proper legal advice can ensure your estate plan works exactly as you intended. If you’re unsure how to start that conversation or structure your will, we’re here to help at HazeLegal.

DISCLAIMER

This commentary is published by HazeLegal for general information only—it’s not legal advice. If you have questions or need advice for your specific situation, we recommend speaking to a lawyer or reaching out to us at http://hazelegal.com.au before making any decisions.

HazeLegal works closely with our sister company, WebWills, to bring you these resources.

© HazeLegal, Australia 2025.

The Hidden Clauses in Wills That Could Change Everything

Small details in a will can have a massive impact on how an estate is shared. Often overlooked, these “hidden clauses” can create unexpected outcomes for families, sometimes leading to disputes, delays, or even the opposite of what the will-maker intended. Understanding them early can save a lot of stress, money, and heartache.

They’re Just Words… Until They’re Not
            Most people think a will is straightforward: it says who gets what, and that’s that. But in my experience, the surprises often come from small, barely noticeable clauses buried in the fine print. These little lines can carry big legal weight, and sometimes they completely change the way assets are divided.

What Exactly Are Hidden Clauses?
            Hidden clauses aren’t “secret” in the sense of being concealed from view, they’re right there in the will. The problem is, they’re often written in legal terms most people don’t fully understand, or they’re so subtle they don’t seem important at first glance. For example, a survivorship clause could mean someone must outlive the will-maker by a certain period to inherit. Miss that detail, and you could miss out entirely.

Why Families Should Pay Attention
            I’ve seen families shocked to learn that a small clause overrode what they thought was the main intention of the will. This can lead to misunderstandings, disputes, and sometimes expensive legal battles. The fallout isn’t just financial, it can fracture relationships at a time when families need each other most.

Common Examples of Hidden Clauses
            One common example is a clause about debts, where certain expenses must be paid from a specific share of the estate, leaving less for the intended beneficiary. Another is a conditional gift, where someone only inherits if they meet a certain requirement, like caring for a pet, maintaining a property, or even marrying within a particular faith. These may seem unusual, but they do happen, and they can cause plenty of confusion.

The Cost of Overlooking the Fine Print
            The issue isn’t that these clauses exist, it’s that they’re often not explained clearly to the will-maker or their family. Without legal guidance, people can end up with an outcome that no one saw coming. And unfortunately, by the time the will is read, it’s too late to fix it.

How to Avoid Nasty Surprises
            The good news? Hidden clauses don’t have to catch anyone off guard. A well-prepared will, explained in plain language and reviewed regularly, can make all the difference. It’s also important to talk openly with your family about your intentions, so nothing feels like it came out of nowhere.

Wills are more than just a list of who gets what. They’re legal documents where even one small clause can have a big impact. By understanding and reviewing these details with a professional, you can protect your loved ones from stress and uncertainty—and ensure your wishes are carried out exactly as you intended.

If you’re unsure whether your will has any clauses that could cause problems down the track, HazeLegal is here to help make sense of it all and give you peace of mind.

This commentary is published by HazeLegal for general information only—it’s not legal advice. If you have questions or need advice for your specific situation, we recommend speaking to a lawyer or reaching out to us at http://hazelegal.com.au before making any decisions.

HazeLegal works closely with our sister company, WebWills, to bring you these resources.

© HazeLegal, Australia 2025.

New Family Law Changes from June 2025: What It Means for Separating Couples

Starting 10 June 2025, changes to Australia’s Family Law Act 1975 have come into effect. These amendments impact how property and finances are handled after separation. Key updates include recognising the economic impact of family violence, clearer rules about who keeps the family pet, and stricter disclosure duties. These changes apply to most separating couples—whether you’re going to court or negotiating privately.

New Family Law Changes from June 2025:

What It Means for Separating Couples

Big Changes Are Here – And They Could Affect You

If you’ve recently separated or are thinking about it, you might be wondering what happens to your home, your money or even your dog. Well, some major updates just came into force that could impact how all that gets sorted.

From 10 June 2025, new rules under the Family Law Amendment Act 2024 change how property settlements work in Australia. Whether you’re already in the middle of the process or just starting, here’s what you need to know.

What’s Changed?

1. Economic Impact of Family Violence Now Counts

If one person controlled all the money or stopped the other from working, that behaviour now matters in property settlements. Courts must look at how family violence has affected someone financially not just physically or emotionally. This includes economic abuse, like withholding money or limiting access to joint finances.

It gives a stronger voice to people who’ve been financially disadvantaged in a relationship and makes sure that’s recognised when dividing up assets.

2. New Pet Provisions – Yes, Even the Dog Matters

Pets are part of the family too, and the law now says so. Courts now have to consider who is more attached to the pet (or who the kids are more attached to), and if the pet was used to control or threaten someone.

But here’s the catch: the court won’t order shared custody for pets. They’ll make decisions about who keeps them, based on a new set of rules that apply just to companion animals.

3. Clearer Property Settlement Steps

The law now sets out a clearer process for working out who gets what. Whether you're in court or negotiating privately, the following steps apply:

·       First, identify all assets and debts

·       Then, consider both parties' contributions to the relationship—financial and otherwise

·       Next, look at each person's current and future needs

·       Finally, check if the proposed outcome is fair

If you’re doing a property settlement outside of court, it’s best to follow this structure as well.

4. Financial Disclosure Is Now Law

Separating couples already had to be honest about their financial situation—but now this duty is officially part of the Family Law Act. That means:

·       You must share all relevant financial info with your ex (and the court, if needed)

·       You must keep this information updated

·       You could face penalties—like cost orders or even contempt charges—if you don’t comply

This makes the disclosure process more transparent and enforceable.

Who Do These Changes Apply To?

These changes apply to all separating couples who are dealing with property and financial matters, whether they:

• Are just starting separation discussions

• Are negotiating outside of court

• Are already in court, unless the final hearing has started

If you already have a final property order in place, nothing changes for you.

What About Child Support?

Child support is not covered by these changes. It’s handled separately by Services Australia through a different process.

Need Help Navigating the New Rules?

Separating is already an emotional process. Add legal changes into the mix, and it can feel overwhelming. That’s where we come in.

At WebWills, we can help you understand your rights under the new law, guide you through property settlements, and make sure you're treated fairly whether you're in court or settling things privately.

If you have questions about how these changes might affect you, we're here at WebWills to help.

DISCLAIMER

This commentary is published by WebWills for general information only—it’s not legal advice. If you have questions or need advice for your specific situation, we recommend speaking to a lawyer or reaching out to us at http://webwills.com.au before making any decisions.

© WebWills, Australia 2025.

An Estate Planner’s Cryptocurrency Guide

Cryptocurrency is no longer a buzzword—it’s fast becoming part of everyday life, and that includes estate planning. If you’re an estate planner scratching your head about what to do when a client brings up crypto, don’t stress. This guide gives you the basics, from what blockchain is, to how wallets work, and the best ways to help your clients safely store and pass on their digital assets. It's not about knowing everything—just having enough know-how to guide them in the right direction.

An Estate Planner’s Cryptocurrency Guide

If you’ve ever nodded along while a client talks about “crypto” and secretly thought, I have no idea what they’re on about—you’re not alone. Digital assets like cryptocurrency and NFTs are popping up in more and more estates, and it’s high time we estate planners got a handle on the basics. So, let’s break it down in plain English.

What’s all this blockchain talk?
The tech behind crypto is something called blockchain. Imagine a digital ledger—like an Excel sheet—that’s not stored in just one place, but copied across heaps of computers around the world. Each entry, or “block”, is linked to the one before it. If someone tries to mess with it, the system knows and rejects the change. In short: secure, transparent, and hard to tamper with.

So, what is cryptocurrency then?
Cryptocurrency is digital money that lives on that blockchain we just talked about. Unlike your bank account, no one controls it—not a bank, not the government. Your client’s crypto is tied to a unique wallet address, and unless they lose the keys (more on that in a sec), no one can take it away or freeze it.

NFTs—what’s the deal?
NFTs, or “non-fungible tokens”, are basically digital proof of ownership. They live on a blockchain too, and they’re each one-of-a-kind. It could be a link to a digital artwork, a contract, or some other asset. The NFT proves who owns it—even if the actual image lives somewhere else online.

Storage: Wallets and Keys
Crypto and NFTs are kept in digital wallets. These can be apps on a phone, hardware devices (like a USB), or even a piece of paper. Each wallet has a public key (like a BSB number) and a private key (like a password). If your client loses that private key, the assets are pretty much gone forever.

How should estate planners handle it?
When it comes to digital assets, the name of the game is security and planning. Your clients need to make sure their wallets and private keys are safe—but also accessible to the right people after death. That means thinking twice before scribbling passwords in a notebook or dumping them in a Google Doc.

Got a simple solution?
Yes. For starters, your client can keep their digital keys in an encrypted file on the cloud and give access instructions to their executor. It’s not perfect—but it’s better than nothing. Just be aware of risks like lost passwords, expired links, and the fact that the estate planner ends up holding a fair bit of responsibility.

Prefer a professional fix?
There are platforms now (like ours at HazeLegal) that are built for this exact problem. They let your clients store and share digital assets securely, with access only triggered after they pass away. You can even collaborate with their other advisors to keep everything in one tidy spot.

Digital assets aren't going anywhere—and as estate planners, we don’t need to become crypto experts overnight. But we do need to speak the language enough to guide our clients. At the end of the day, it’s just another part of their legacy. And with the right tools and a little prep, you’ll be more than ready to help them plan for it.

DISCLAIMER

This commentary is published by WebWills for general information only—it’s not legal advice. If you have questions or need advice for your specific situation, we recommend speaking to a lawyer or reaching out to us at http://webwills.com.au before making any decisions.

© HazeLegal, Australia 2025.

How Many Times Have You Moved? What Did You Learn?

Moving houses is something many of us experience multiple times in our lives. Each move comes with its own lessons—about change, letting go, and planning ahead. Whether it's shifting suburbs, cities, or even countries, moving forces us to think about what really matters, both physically and financially. And just like moving, planning for the future—especially when it comes to family and finances—can make all the difference.

How Many Times Have You Moved? What Did You Learn?

Moving is a strange mix of excitement and stress. There’s the thrill of a fresh start but also the headache of packing, paperwork, and adjusting to a new place. Some people move only a few times in life, while others feel like they’re always on the move. Whether it’s your first move or your tenth, each one teaches you something new—not just about logistics, but about life, priorities, and preparation.

Lessons Learned from Moving

• Decluttering is freeing – You never realise how much stuff you own until you have to pack it all. Moving forces you to assess what’s really worth keeping and what’s just taking up space.

• Planning makes everything smoother – The more organised you are, the less stressful the move. Packing early, updating addresses, and arranging utilities in advance saves a lot of hassle.

• Emotional attachment is real – It’s not just about leaving a house; it’s about the memories tied to it. Moving can be emotional, especially if it’s a family home.

• Financial preparation matters – Moving isn’t cheap. From hiring movers to unexpected costs, having a financial cushion makes the process less stressful.

• A fresh start is a good thing – Every move is an opportunity to reset, rethink your space, and even build new habits.

The Bigger Picture: Planning for the Future

Much like moving, planning for your family’s future is all about preparation. Just as you wouldn’t wait until the last minute to pack, you don’t want to leave important financial and legal matters until it’s too late. Ensuring your assets, home, and family are taken care of—whether through a will, financial planning, or estate management—can make all the difference.

Moving teaches us a lot about life—what’s important, what we can let go of, and how planning ahead makes everything easier. It’s a reminder that being prepared, whether for a house move or for the bigger transitions in life, is always worth the effort. So, how many times have you moved? And more importantly, what did you learn from it?

DISCLAIMER

This commentary is published by WebWills for general information only—it’s not legal advice. If you have questions or need advice for your specific situation, we recommend speaking to a lawyer or reaching out to us before making any decisions.

© WebWills, Australia 2025.

What’s on Your Bucket List and Why?

We all have dreams and goals we hope to achieve in our lifetime. Whether it's travelling the world, starting a business, or ensuring your family is financially secure, your bucket list reflects what truly matters to you. But have you considered how estate planning can help turn those dreams into a reality—even beyond your lifetime?

Have you ever sat down and listed all the things you want to do before you go? Maybe you want to visit the Great Barrier Reef, write a book, or make sure your loved ones are taken care of when you’re no longer around. Whatever’s on your bucket list, one thing is certain—planning is key. And that includes planning for the unexpected.

Why Estate Planning Belongs on Your Bucket List

Most people think of a bucket list as a collection of exciting experiences. But what about ensuring your family’s future? That’s just as important as any adventure.

Estate planning is more than just writing a will. It’s about making sure that if something happens to you, your loved ones are financially secure, your wishes are respected, and your hard-earned assets go where you intend them to. With the right documents—like a will, power of attorney, and superannuation nominations—you can tick off the most important item on your bucket list: peace of mind.

So, what’s on your bucket list? Whatever it is, don’t forget to include securing your family’s future. Taking care of your estate now means you can enjoy life with fewer worries, knowing your loved ones will be looked after when it matters most.

Want to make estate planning easy? Speak with us and start ticking things off your list today!

DISCLAIMER

This commentary is published by HazeLegal for general information only—it’s not legal advice. If you have questions or need advice for your specific situation, we recommend speaking to a lawyer or reaching out to us at http://hazelegal.com.au before making any decisions.

HazeLegal works closely with our sister company, WebWills, to bring you these resources.

© HazeLegal, Australia 2025.

If I Could Put a Message on the Big Screen at Times Square, It Would Be…

If I had the chance to display a message on the big screen at Times Square—where millions of people rush by every day, caught up in the chaos of life—I’d want it to be something that makes them stop. Just for a moment. Something that lingers in their minds long after they’ve moved on. 

It would say: "What You Leave Behind Matters. Make It Count."

In a world that moves fast, it’s easy to focus only on what’s right in front of us—deadlines, responsibilities, dreams we’re chasing. But what about the bigger picture? What about the mark we leave behind? 

This message isn’t just about money or success. It’s about the relationships we nurture, the values we pass on, and the impact we have on the people around us. It’s about making sure that when the lights fade, something meaningful remains—whether that’s in the wisdom we’ve shared, the love we’ve given, or the plans we’ve put in place to look after the people we care about. 

That’s what true legacy is. And while we can’t predict the future, we can take small but powerful steps today to ensure that what we leave behind reflects the life we lived. 

So, if you saw this message on a giant screen in Times Square, would it make you pause? More importantly, what will your legacy be? 

DISCLAIMER

This commentary is published by WebWills for general information only—it’s not legal advice. If you have questions or need advice for your specific situation, we recommend speaking to a lawyer or reaching out to us at http://webwills.com.au before making any decisions.

© WebWills, Australia 2025.

Habits to Leave a Great Legacy

We often think of legacy as something big—money, property, or a business left behind. But in reality, legacy is shaped by the small things we do every day. It’s in the values we pass on, how we care for our loved ones, and the plans we make for the future. Estate planning plays a key role in ensuring that our legacy is protected and passed down the way we intend. Here are some habits that help build a meaningful legacy. 

1.    Plan Ahead 

A well-prepared estate plan ensures your assets go to the right people and prevents unnecessary stress for your family. A will, power of attorney, and other legal documents help secure your legacy. 

2.    Live by Your Values 

The way you treat people and the values you uphold will be remembered long after you're gone. Be kind, generous, and fair—your actions shape how people will remember you. 

3.    Share Your Knowledge 

Pass down what you’ve learned, whether it's financial wisdom, life lessons, or even your favourite family recipes. Knowledge is a powerful part of any legacy. 

4.    Give Back 

Whether through charity, volunteering, or simply helping others, giving back strengthens your impact on the world and creates a lasting difference. 

5.    Have Conversations About the Future 

Talk to your loved ones about your wishes. Estate planning isn’t just about legal documents—it’s about open communication and making sure everyone understands your intentions. 

Leaving a great legacy isn’t just about wealth; it’s about the choices we make today. By planning ahead and living with purpose, we ensure that our impact lasts for generations to come. 

DISCLAIMER

This commentary is published by WebWills for general information only—it’s not legal advice. If you have questions or need advice for your specific situation, we recommend speaking to a lawyer or reaching out to us at http://webwills.com.au before making any decisions.  

© WebWills, Australia 2025.

5 Profiles, Blogs, and Podcasts I Actually Follow (And Why You Might Too)

Let’s be real—there’s a lot of content out there. Some of its gold, some of it’s... well, let’s just say I’ve wasted hours of my life I’ll never get back. But every now and then, I stumble across something useful, entertaining, or at least mildly amusing. Since I spend a good chunk of my time in the estate planning world (and life in general), I’ve put together a mix of profiles, blogs, and podcasts that I genuinely enjoy. Not all of them are about wills and estates, but hey, variety is the spice of life, right?

1. The Pineapple Project (Podcast)

If finance podcasts usually put you to sleep, this one might just wake you up. Hosted by comedian Claire Hooper, The Pineapple Project makes talking about money (including estate planning) actually fun. It’s packed with practical advice minus the usual finance jargon that makes your eyes glaze over.

2. Vikki Petraitis - Casefile Presents (Podcast)

Alright, this one has nothing to do with estate planning, but if you love true crime, Vikki Petraitis is an Aussie legend. Her storytelling is top-notch, and who doesn’t love a good mystery? It’s the perfect background noise while pretending to be productive.

3. The Minimalists (Podcast & Blog)

Why I follow: If you’ve ever felt like your life is cluttered—physically or mentally—The Minimalists offer practical advice on simplifying things. They don’t just talk about decluttering your home; they dive into how minimalism can improve finances, relationships, and well-being.

Why you might like it: Their content isn’t about getting rid of everything you own. It’s about making space for what truly matters.

4. Scott Pape - The Barefoot Investor (Blog & Book)

I know, I know—this one’s an obvious choice, but there’s a reason why Scott Pape’s advice is gospel for so many Aussies. His no-BS take on money, investing, and estate planning makes it all seem manageable. Plus, his approach is refreshingly simple (and doesn’t involve sacrificing your daily coffee).

5. The Guilty Feminist (Podcast)

A mix of comedy, feminism, and real talk about modern life. Again, nothing to do with estate planning, but it’s hilarious and thought-provoking, which is a pretty solid combo. Sometimes you just need a break from thinking about wills and beneficiaries.

So, there you have it—five recommendations that won’t make you want to poke your eyes out with a pen. Whether you’re into finance, law, true crime, or just a good laugh, these are all worth checking out. And if you’ve got any favourites, send them my way—I’m always up for adding another distraction to my list!

DISCLAIMER

This commentary is published by HazeLegal for general information only—it’s not legal advice. If you have questions or need advice for your specific situation, we recommend speaking to a lawyer or reaching out to us at http://hazelegal.com.au before making any decisions. 

HazeLegal works closely with our sister company, WebWills, to bring you these resources.

© HazeLegal, Australia 2025.

A Song That Stuck With Me (And How It Weirdly Relates to Estate Planning)

There’s a song that’s been living rent-free in my head for years: "You Can’t Always Get What You Want" by The Rolling Stones. Classic tune, right? Catchy melody, solid lyrics, and Mick Jagger doing his thing. But the reason it resonates with me isn’t just nostalgia—it’s because life, and yes, even estate planning, is full of moments where we don’t always get exactly what we want.

The Unexpected Lessons in a Rock Anthem

The song’s message is simple: sometimes, things don’t go our way. But if we plan ahead, we might just get what we need. And honestly, that’s estate planning in a nutshell. No one wants to think about wills, superannuation beneficiaries, or who gets the vintage record collection, but if you don’t, your loved ones might end up with a legal mess instead of a smooth transition.

The "Fairness" Illusion

Let’s be real—when money and assets are involved, family dynamics can get... spicy. Everyone has their own version of "fair." Your kids might expect an even split, your second spouse might think they should get the house, and your best mate might be wondering if that boat you always talked about gifting him is actually coming his way. The reality? You can’t always give everyone exactly what they want, but with a proper plan, you can make sure they get what they need (and minimise the fights in the process).

Procrastination: The Real Villain

Another line from the song? "But if you try sometimes, well, you just might find..." That’s estate planning. If you actually try—as in, get your affairs in order instead of putting it off—you’ll realise it’s not as scary as it sounds. Plus, future you (and your family) will be thanking past you for being proactive.

Final Chorus

Look, I get it. Talking about death and assets isn’t exactly a Saturday night party topic. But thinking ahead—whether for your estate or just life in general—means fewer headaches later on. So, take a note from The Rolling Stones: You might not get everything you want, but with the right planning, you’ll at least get what you need. And that’s a win in my book.

DISCLAIMER

This commentary is published by HazeLegal for general information only—it’s not legal advice. If you have questions or need advice for your specific situation, we recommend speaking to a lawyer or reaching out to us at http://hazelegal.com.au before making any decisions. 

HazeLegal works closely with our sister company, WebWills, to bring you these resources.

© HazeLegal, Australia 2025.

What I’m Loving Lately: A Lawyer’s Take on Life and Planning Ahead

You know that feeling when you discover something great and have to tell everyone about it? That’s me right now. Lately, I’ve been loving a few things—some legal, some not—and I thought, why not share them? Consider this a mix of life’s little joys and a friendly nudge to get your affairs in order (because let’s be real, future you will thank you).

1. Digital Decluttering
I finally tackled my inbox. It was either that or let the unread emails hit a number so high that it became someone else’s problem. Turns out that having a system (folders, labels, and actually replying on time) makes life easier. And speaking of organisation, your legal documents should get the same treatment. Wills, powers of attorney, and important files—find them, sort them, and for the love of all things orderly, don’t keep them in a random drawer.

2. Good Coffee
I’ve rediscovered the joy of a properly made flat white. No offence to instant coffee, but life’s too short for bad caffeine. And while we’re on the topic of quality over convenience, the same goes for estate planning. Quick DIY solutions might seem tempting, but a solid, well-prepared plan (preferably not written on the back of a napkin) saves a world of trouble down the track.

3. A Bit of Nostalgia
Recently, I dug up some old photo albums (yes, actual printed photos). There’s something special about flipping through memories, laughing at questionable fashion choices, and remembering what really matters. It’s also a reminder that life moves fast. Having a plan for your loved ones—whether it’s updating your will or making sure your assets don’t disappear into legal limbo—is just another way of looking after them.

4. Long Walks and Podcasts
A solid walk with a good podcast is my current happy place. It’s a great way to clear my head, get some fresh air, and occasionally learn something useful (or at least entertaining). If you’re looking for a sign to get outside, this is it. And while you’re at it, maybe think about ticking ‘update my estate plan’ off your mental to-do list. You know, just for peace of mind.

Life’s about balance—good coffee, organised plans, and the occasional deep dive into nostalgia. I’m all for enjoying the present, but giving a little thought to the future doesn’t hurt either. So, go on, treat yourself to something you love, and if you haven’t sorted your estate plan yet, consider it another way of looking after yourself (and your loved ones).

Until next time—stay caffeinated and legally prepared!

DISCLAIMER

This commentary is published by WebWills for general information only—it’s not legal advice. If you have questions or need advice for your specific situation, we recommend speaking to a lawyer or reaching out to us at http://webwills.com.au before making any decisions. 

© WebWills, Australia 2025.

I’m Still Embarrassed About...

We all have those moments in life that make us cringe when we think about them. I know I do, and if I'm being honest, there are a few things from the past that still make me feel a bit red-faced, even when I talk about them with friends. Today, I thought I’d share three scenarios that I’m still embarrassed about—just in case you can relate. Trust me, you’re not alone if you’ve ever wished you could just erase a moment from your memory!

The Time I Spilled Coffee All Over My Friend’s New Outfit

Okay, this one’s a classic. My friend had just bought a brand-new outfit for a special event, and of course, I was so excited to meet her that I wasn’t paying attention. We were at a café, and I had my coffee in hand, when—boom! My elbow knocked it over, and it spilled all over her brand-new dress. I remember the look on her face. It was a mix of shock and disbelief. I felt so guilty, I could’ve disappeared into the floor. To this day, I’m extra cautious with my coffee around friends.

The “I’m Fine” Text That Went to the Wrong Person

This one’s another cringe-worthy moment. I was having a really tough day, and I texted a friend to vent. However, instead of sending it to the right person, I accidentally sent it to a colleague I didn’t know that well. Talk about awkward! The message was full of personal stuff, and I had to quickly explain myself. It was like the universe was playing a joke on me, but I couldn’t help but laugh at how ridiculous it was. Needless to say, I’ve double-checked my recipient list ever since.

The Time I Got Lost at a Party

This one still makes me cringe when I think about it. I was at a friend’s party, and after a while, I got separated from the group. I wandered around, looking for familiar faces but somehow ended up completely lost in the house. I walked into the wrong room, and there was a group of strangers sitting there. They looked at me like I was some sort of ghost, and I couldn’t find the words to explain myself. I ended up just saying, “Sorry, wrong room,” and backing out. My friends still tease me about it today.

So, yeah, those are three moments I’m still embarrassed about. But honestly, isn’t that what makes life a bit more fun? We all have our awkward moments, and it’s okay to laugh at ourselves sometimes. If you’ve ever had any of these cringe-worthy experiences, just know that you’re in good company!

Let me know your embarrassing moments in the comments below. Trust me, it’ll make me feel better to know I’m not the only one with a few stories to tell! 

DISCLAIMER

This is a commentary published by WebWills for general information purposes only. This is not meant to be taken as particular advice. You should seek your own legal and other advice for any question, or any specific situation or proposal, or get in touch with the writer at http://webwills.com.au before making any final decision. The content also is subject to change. A   person listed may not be admitted as a lawyer in all States and Territories.

© WebWills, Australia 2025.

Everything Changed When...

Sometimes life takes an unexpected turn—the kind that stops you in your tracks and makes you question everything. You might not even see it coming, but in hindsight, you realise that moment reshaped your life. These pivotal points can teach us resilience, spark self-discovery, and redefine what truly matters. Let me share a bit about one of those moments in my life and the lessons that followed.

Everything changed when I took a leap of faith and moved away from the familiar. I had always been the kind of person who thrived in my comfort zone. But then an opportunity arose—a job in a new city, far from family, friends, and everything I knew. At first, I hesitated. It felt like too big a risk. But deep down, I knew staying where I was meant staying stagnant.

Packing my life into boxes felt like an adventure—until the loneliness set in. It was hard starting over, harder than I ever imagined. But with every challenge came growth. I learned to rely on myself, to find joy in small wins, and to embrace discomfort as a sign of progress.

I also discovered how important it is to connect with others. By reaching out and building new friendships, I found a community that became my second family. Slowly, the city that once felt foreign became home.

Everything changed, but for the better. That leap of faith taught me more about courage, adaptability, and the beauty of new beginnings than I ever thought possible. Life’s turning points might seem daunting at first, but they often carry the seeds of transformation. So, if you ever find yourself at a crossroads, remember this: growth starts just outside your comfort zone.

DISCLAIMER

This is a commentary published by WebWills for general information purposes only. This is not meant to be taken as particular advice. You should seek your own legal and other advice for any question, or any specific situation or proposal, or get in touch with the writer at http://webwills.com.au before making any final decision. The content also is subject to change. A   person listed may not be admitted as a lawyer in all States and Territories.

© WebWills, Australia 2025.

5 Questions to Ask Your Lawyer Before You Get Startedwith Will and Estate Planning

When it comes to will and estate planning, you want to get it right the first time. After all, it’s about making sure your loved ones are cared for and your wishes are respected. Whether you’re just starting or updating an old plan, having a good chat with your lawyer can make all the difference. Here are five key questions to ask to get the ball rolling.

1. What documents do I need to bring?

Starting on the right foot means being prepared. Ask your lawyer what paperwork you should bring to your first meeting. This might include information about your assets, like property deeds, bank statements, and superannuation details. A clear picture of your financial situation helps your lawyer craft a plan that suits your needs. We include an easy to follow online questionnaire that asks all the right questions so that you have time to think about what you need.

2. Who should I choose as my executor?

The executor of your will plays a critical role in carrying out your wishes. It’s important to choose someone trustworthy and capable of handling the responsibilities. Your lawyer can guide you on what qualities to look for in an executor and whether you might need a backup. It is always best to have a back so that you do not need to redo your Will if you know your first choice won’t be up for the job for any reason.

3. How can I minimise disputes?

No one wants their estate to be the source of family arguments. A good lawyer will have strategies to reduce the likelihood of disputes, such as clear language in your will and open discussions with your family. They can also advise you on how to deal with complex situations, like blended families or estranged relatives. We also provide and suggest some great resources so that you get to leave all the right information behind to minimise the risk of a dispute or challenge.

4. What happens if I don’t update my will?

Life changes – marriages, divorces, new kids, or even acquiring new assets. Your lawyer can explain what happens if your will isn’t updated to reflect these changes. Keeping your will up to date ensures it aligns with your current circumstances and avoids unintended outcomes.

5. What should I consider for powers of attorney?

Estate planning isn’t just about what happens after you’re gone. It’s also about planning for situations where you might not be able to make decisions for yourself. Talk to your lawyer about setting up powers of attorney for financial, medical, and personal matters. They’ll help you understand the scope of these roles and how to choose the right people for them. It is recommended that you leave them some directions using our great online process.

Will and estate planning might seem overwhelming, but it doesn’t have to be. Asking the right questions ensures you’re covering all your bases and making informed decisions. We are here to guide you, so don’t hesitate to lean on our expertise. With a bit of preparation and the right advice, you’ll have a solid plan in place to give you peace of mind and protect your loved ones.

DISCLAIMER

This is a commentary published by WebWills for general information purposes only. This is not meant to be taken as particular advice. You should seek your own legal and other advice for any question, or any specific situation or proposal, or get in touch with the writer at http://webwills.com.au before making any final decision. The content also is subject to change. A   person listed may not be admitted as a lawyer in all States and Territories.

© WebWills, Australia 2025.

Inspiring Client Success Story: A Journey Through Wills and Estate Planning

When it comes to wills and estate planning, it’s easy to feel overwhelmed or even push the task aside, thinking it can wait. But as I’ve seen firsthand, taking the time to plan now can make all the difference later. Let me share the story of Sarah and her family—a heartwarming example of how thoughtful planning turned a potentially stressful situation into a smooth transition for everyone involved. 

Sarah reached out to me after her father, Peter, had a close call with his health. He’d been putting off his estate planning for years, despite owning a home, running a small business, and being the glue that held the family together. When Peter finally decided to act, his main concern was ensuring that his family wouldn’t face disputes or confusion when the time came. 

We started by walking through Peter’s assets and understanding his wishes. He wanted to provide for his children but also make sure his business stayed operational for the team who depended on it. Together, we worked on a will that clearly outlined his intentions, named a trusted executor, and even included provisions for unexpected scenarios. 

He also set up a Digital Vault with us so that he could send his family all the information that they would need when the time came. He mentioned that he wanted to leave letters in the vault to be sent to each of his family members once he passed, to let them know how much they meant to him, which I thought was a lovely touch. We also discussed him leaving his financial information in the Vault as well, particularly relating to his business so that it would not grind to a halt once he passed away leaving not only his family but his employees and customers in a compromised position. He did take care of everything and honoured his responsibilities.

What struck me most was how Peter involved his family in the process. Sitting around the dining table, he openly discussed his plans with Sarah and her siblings. It wasn’t an easy conversation, but it brought everyone closer and cleared up any assumptions. 

When Peter passed away years later, the family was prepared. There were no legal battles, no guessing games, and no hard feelings. Everything he had worked for went exactly where he intended, and his family was free to focus on healing and celebrating his life. 

Stories like Sarah and Peter’s remind me why I’m so passionate about wills and estate planning. It’s not just about legal documents—it’s about protecting your loved ones, easing their burden, and ensuring your legacy is carried out as you see fit. 

If you’ve been putting off your planning, take a moment to think about the peace of mind it could bring to you and your family. It’s never too early to start, and the results are worth every effort. After all, your story deserves to be told your way.

DISCLAIMER

This is a commentary published by WebWills for general information purposes only. This is not meant to be taken as particular advice. You should seek your own legal and other advice for any question, or any specific situation or proposal, or get in touch with the writer at http://webwills.com.au before making any final decision. The content also is subject to change. A   person listed may not be admitted as a lawyer in all States and Territories.

© WebWills, Australia 2025.